PRIVACY POLICY

Last updated: December 2024

1. INFORMATION WE COLLECT
- Personal identification information (name, email, phone, address)
- Financial information (income, credit history, transaction data)
- Technical data (IP address, browser type, device information)
- Usage data (pages visited, time spent, interactions)

2. HOW WE USE YOUR INFORMATION
- Process loan and credit card applications
- Verify identity and prevent fraud
- Provide customer support
- Send service updates and promotional offers
- Comply with legal and regulatory requirements

3. INFORMATION SHARING
We do not sell or rent personal information. We may share data with:
- Authorized service providers
- Credit bureaus and financial institutions
- Legal authorities when required by law
- Business partners for joint services (with consent)

4. DATA SECURITY
- Industry-standard encryption protocols
- Secure servers and firewalls
- Regular security audits and updates
- Limited access to authorized personnel only
- Multi-factor authentication systems

5. YOUR RIGHTS
- Access your personal data
- Request data correction or deletion
- Opt-out of marketing communications
- Data portability upon request
- Lodge complaints with regulatory authorities

6. COOKIES AND TRACKING
- Essential cookies for website functionality
- Analytics cookies to improve services
- Marketing cookies for personalized content
- You can manage cookie preferences in browser settings

7. DATA RETENTION
- Account data retained during active relationship
- Transaction records kept as per regulatory requirements
- Marketing data deleted upon opt-out request
- Backup data securely destroyed after retention period

8. THIRD-PARTY LINKS
Our website may contain links to third-party sites. We are not responsible for their privacy practices.

9. CHILDREN'S PRIVACY
Our services are not intended for individuals under 18 years of age.

10. POLICY UPDATES
We may update this policy periodically. Changes will be posted on our website with the updated date.

11. CONTACT US
For privacy-related questions or concerns:
Email: privacy@finbridgenow.com
Address: Pune, Maharashtra
Phone: Available on our website

By using our services, you consent to the collection and use of information as described in this Privacy Policy.