TERMS AND CONDITIONS Last updated: December 2024 1. ACCEPTANCE OF TERMS By accessing and using Finbridgenow services, you accept and agree to be bound by the terms and provision of this agreement. 2. SERVICES Finbridgenow provides premium banking services including credit cards, gold loans, and private banking solutions. 3. ELIGIBILITY - Must be 18 years or older - Valid identification required - Income verification may be required - Credit history assessment applicable 4. ACCOUNT RESPONSIBILITIES - Maintain accurate account information - Protect login credentials - Report unauthorized transactions immediately - Comply with all applicable laws 5. FEES AND CHARGES - Processing fees as applicable - Interest rates as per current schedule - Late payment charges may apply - All fees subject to change with notice 6. PRIVACY AND SECURITY - Personal information protected per Privacy Policy - Data encryption for all transactions - Regular security audits conducted - Customer data not shared without consent 7. LIMITATION OF LIABILITY Finbridgenow shall not be liable for indirect, incidental, or consequential damages arising from service use. 8. TERMINATION Either party may terminate services with appropriate notice as per agreement terms. 9. GOVERNING LAW These terms are governed by the laws of Maharashtra, India. 10. CONTACT For questions regarding these terms, contact: info@finbridgenow.com Finbridgenow reserves the right to modify these terms at any time with prior notice.